Friday, July 22, 2011
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by Lestari Situmorang
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Insurance
Here we will discuss about the basic insurance, what insurance wrote about, the history of the formation of insurance and kinds of insurance.
Insurance? What is insurance?
Insurance is a way to protect against financial losses in various situations. It takes place in one party agrees to pay the other party financial losses due to certain events.
Insurance works on the principle of sharing losses. If you want to be insured against any loss, and agree to regular payments, called premiums, the insurance company. On the other hand, the company will contract the insurance contract.
Insurance History
Insurance thousands of years. . Insurance can be traced, as we know it today, the great fire of London in 1666, which devoured 13,200 houses. As a result of this disaster, Nicholas Barbon opened an office for building security.
Policy (Insurance Policy)
Insurance has become an absolute necessity these days. With so many insurance companies offer many different types of insurance policies, plans and policies have become more affordable for all kinds of people. Some types of insurance compulsory, others optional.
It can mean something about insurance: life insurance, car insurance, health insurance and home insurance, property insurance and disability insurance and travel insurance, pet insurance, cycle insurance, and recreational vehicle insurance, sports and so on. There may be special policies like flood insurance, ski insurance, student content, and long-term care insurance, aviation, kidnap, extended warranty and more. In short, you can buy insurance to cover any risk.
Insurance and plans that are available in the insurance premium. The policy is a contract, the insured agrees to pay a certain amount and the insurance premium and the premium in return promises to cover any costs that may arise in the future on a particular person or object that is covered by this policy. Assuming insurance coverage paid by States to this type of insurance and limitation of liability and limitations of public policy benefits, and duration of insurance, and other factors.
When approaching insurance companies to buy insurance, and the company will offer that includes all aspects such as insurance, interest, and so forth. If you agree to these terms and applications, insurance and examine whether you are eligible for insurance, then, that if you are found eligible. Speaking about the situation that you have this policy, you can contact the insurance company and claims to be paid to cover expenses incurred as a result of this situation.